Insurance You Can Trust

Based in Kettering, Spectrum Insurance is proud to serve the insurance needs of Kettering and all of Ohio. Let us help you find the right auto, home, life and business insurance to meet your personal needs. Contact us now for quick, competitive quotes!

Why Spectrum Insurance

Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value.

With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Spectrum Insurance, you get choices.

Why? Because independent insurance agencies, like Spectrum Insurance, represent a number of different insurance companies and can compare coverage and prices to find the best possible value for your individual circumstances. As independent agents, we are members of the Kettering community, and we’re committed to doing business face-to-face and being your advocate in times of need.


Depending on where you live – house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings.


Spectrum Insurance works with various insurance companies to get you the coverage at a price that’s right for you. The insurance protection you need whenever you’re on the move.


Insurance coverage that protects your company – so you can get back to business. We’re proud members of the Kettering marketplace, and we’re committed to being an advocate for you and your business in times of need.


Protect your family and your future with the right personal and life insurance. Planning to keep your family secure – today tomorrow, and down the road? The right personal and life coverage is essential.
“Dan L. is always helpful with any questions I have. My family was referred to him many years ago and they are all still with him because of the great service he offers. Thanks! ”
Rose Gurdon of Kettering

” The service I receive from your office is outstanding. Betsy is such a great help every time I call with questions, she is quite knowledgeable and very, very helpful. Thanks for all you do for me. ”
Joan Sharp of Kettering

” I appreciated the low rates you found for us even though we did not have perfect driving records.”
Jim Hopkins of Kettering

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