Spectrum Insurance is on your side. As an independent insurance agency, review multiple insurance companies and compare protection and prices to find the best value for you.

We’re your neighbors – we are real members of the Kettering community. We know what’s important for your homeowners’ insurance policy in Ohio, and we’re committed to being your advocate in times of need.

Our commitment is to serving you.

Spectrum Insurance knows that in Ohio, there are as many unique insurance needs as we have neighbors who live here! To talk with one of our helpful team members about your insurance needs, contact us today.

Home Insurance

– Insurance protection for the things that matter most to you.

• Homeowners Insurance – Insurance protection for your most valuable asset.
• Condo Insurance – Condos have special needs – make sure your insurance is right!
• Renters Insurance – Inexpensive insurance options that make sense for renters.
• Landlord Protection – Renting your home? Protect yourself with landlord insurance.
• Flood Insurance – Insurance protection that covers what many homeowner’s policies don’t.
• Earthquake Insurance – Specialized insurance coverage for when an earthquake strikes.