If you live in Ohio, chances are we cover what you ride. Spectrum Insurance insures a full spectrum of motorcycles from street cycles, Harley Davidsons, cruisers and touring bikes to dirt bikes and ATVs.
Credits and Discounts on Motorcycle Insurance
One of the great advantages of having your motorcycle coverage through a carrier like Safeco is that you may save money by having more than one policy with that company. Spectrum Insurance will be able to help calculate how much money you can save.
You also may be able to save money on your premiums if your motorcycle is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation. Call Spectrum Insurance today at 937-643-0081 for more information!
OH – What you need to know about motorcycle insurance
Your motorcycle insurance can include any or all of the options below – contact Spectrum Insurance today to discuss what coverage is best for you.
Custom Parts and Equipment
If you select custom parts coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.
Your policy can provide you with a roadside assistance benefit of up to $300 per breakdown.
You can pick the motorcycle insurance coverage that fits your needs. Most carriers offer underlying liability limits high enough to satisfy Personal Umbrella requirements, which means that you may be eligible for this additional coverage. In most states, Guest Passenger liability (mandatory on all street bikes) is automatically included at the same limit as your liability selection. Check with Spectrum Insurance to determine your specific coverage.
This coverage provides for certain necessary medical expenses for you and any passenger that are the result of an accident.
Uninsured/Underinsured Motorist Coverage
This coverage typically pays for expenses associated with injury or death from an accident caused by an uninsured, underinsured, or hit-and-run driver. It also covers you if you are hit as a pedestrian.
Let us help make sure you’re covered when you hit the streets of Kettering – talk to Spectrum Insurance today to find out how to get the best price and value on the motorcycle insurance that’s right for you. Give us a call at 937-643-0081.