HVAC Business Insurance

Peace of mind for your business

The Best Coverage at the Right Price

As an independent insurance agency, Spectrum works with many insurance companies to find the best protection and the best rates on HVAC business insurance. We are able to take the unique needs of each HVAC business and find an insurance company that fits their needs best.

We are local and we are real business owners just like the contractors we help so we understand the value of getting the right coverage without paying too much. That is why our team is here. Our job is to work hard to provide peace of mind so that when contractors are squeezing into tight spaces or dealing with the outside elements they do not have to worry about what might accidentally happen to their business.


Protection for your Entire Business

With Spectrum, HVAC contractors can feel secure knowing that their business is protected across the board. Having different job sites, contractors driving to different areas and dealing with people of all sorts, HVAC contractors need their insurance to cover many risks. This is why we provide a unique policy for each HVAC business to ensure they are getting the right protection.

Here is a sample of what an HVAC business insurance plan may look like for you:

  • General Liability Insurance
  • Commercial Property Insurance
  • Business Auto Insurance
  • Workers Compensation Insurance
  • Errors and Omissions Coverage
  • Bonds

No matter what your needs are. Here at Spectrum, we will find a tailored policy just for your business.


Better Insurance Service does not have to mean Higher Costs

At Spectrum, we pride ourselves on the ability to deliver a high level of customer service while still finding some of the best HVAC insurance rates available.We will compare rates and coverage from multiple insurance companies to find the best policy for each HVAC business but we will also go above and beyond to provide unique services to our clients for FREE.

  • One unique offering we provide is a subcontracting coverage checklist that ensures your subcontractors are properly covered so that their potential mistakes do not cost you.
  • Another way we want to better serve our contractor clients is by providing them with compliance resources. We have compiled a list of major OSHA construction requirements and guidelines that apply to many job site scenarios and will help to prevent workplace injuries and illnesses.

📱Call Now to discuss your needs, and we will share the resources above. 


We can begin saving your business money Today!